Penn State Scandal
The recent Penn State Scandal, involving a former employee Jerry Sandusky, charged with sexual abuse involving young boys. The scandal brought the career of well respected football coach, Joe Paterno to an end. In addition the President of the University lost his job and other employees of the university face charges as well. As a [...]
New Health Plan Coverage Requirements For Women’s Preventive Services
On Aug. 1, 2011, the Department of Health and Human Services (HHS) released new health plan coverage that will require health insurance plans to cover women’s preventive services without charging a copayment, coinsurance or a deductible. This will most likely translate into higher premiums, as someone needs to pay for the cost of these services and [...]
NCCI Proposes Workers Compensation Rate Increase in FL for 2012
The National Council on Compensation Insurance (NCCI) has proposed a n increase of 8.9% to workers compensation rates for 2012 in Florida. This rate filing was made with the Florida Office of Insurance Regulation. Following several years of declining claims frequency. 2009 saw a spike in claims primarily due to the softening of the economy. [...]
Workers Compensation Consent to Rate
Florida is one of the states that allow Consent to Rate with Workers Compensation policies. A “Consent to Rate” is where the insured signs off on allowing the insurance company to charge a higher rate. Why would anyone agree to be charged a higher rate? There are reasons that may make sense. An insured may be [...]
Health Care Reform – Non Discrimination for Executives or Highly Compensated
A provision of the Health Care reform took place on September 23, 2010 that has many employers confused and frustrated. In the past companies could discriminate with their health care plan and provide benefits to executives or highly compensated employees that were not available to all employees. Here are some important things to know about [...]
Top 5 Reasons to Outsource Payroll
Many business owners process their own payroll and think they are too small to use a payroll service. When does it make sense to outsource the task of processing payroll? Here are the top 5 reasons businesses outsource their payroll processing. Save Time – It is typically more efficient to outsource payroll processing than to handle [...]
Top 5 Reasons Why a Small Business Needs EPLI
In today’s uncertain business climate, lawsuits are a reality and are increasing. The risks to small businesses that do not have an internal Human Resources (HR)department are even greater. One nuisance lawsuit from a disgruntled employee can put your entire business at risk, or at least slow down your companies productivity significantly. Employment Practices Liability [...]
Will GOP Try and Repeal Health Care reform?
Republican candidates pledged that their first item of business would be repealing the health care laws passed in March. Such a complete undo is unlikely given the political realities, and President Obama still has veto power. Another complication is some provisions of health care reform already in effect. Among one of the popular provisions are allowing parents to keep kids up to [...]
Potential Class Action Suit Seeks Refunds For Users of QuickBooks Payroll Service
Attorneys in Texas have filed a proposed class action against Intuit’s Quickbooks after experiencing several brief outages associated with Quickbooks Online and Quickbooks Payroll Service. Claiming breach of contract, the Law Firm filed suit against Intuit Inc. on Sept. 9 in Collin County District Court seeking a refund of their costs. According to the lawsuit, Quickbooks Online has experienced at [...]
Health Insurance Open Enrollment Tips
For many Employers it’s time to review health benefits and pick what plan to enroll in for next year. This year, things can be a little different in light of the health reform bill signed into law in March. Unfortunately rates are going up. This reflects some of the mandates that are in the new Health Reform [...]
